Banking that
has your back.

We are here to help you when you need your financial support, then we are help you.

10.2%

Business Loan

Stay turned into the world of finance & business.

20 months installment

10.2%

Business Loan

Stay turned into the world of finance & business.

20 months installment

9.35%

Personal Loan

Stay turned into the world of finance & business.

20 months installment

9.35%

Personal Loan

Stay turned into the world of finance & business.

20 months installment

28.6%

Education Loan

Stay turned into the world of finance & business.

20 months installment

28.6%

Education Loan

Stay turned into the world of finance & business.

20 months installment

Rates as low as 5.74% APR

Consolidate debt2, pay for home improvements, or make a major purchase.

This Annual Percentage Rate (APR) is for a $10,000 personal loan with a 3-year term and includes a relationship discount of 0.25%.3 Your actual APR may be higher than the rate shown.

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Get your paycheck up to two days early.

Get your paycheck early¹ with direct deposit. That’s up to two more days to do more with your money. Stop waiting and start getting paid early!

We are here to help you when you need your financial support.

Apply

Fast and very easy
application process

We are here to help you when you need financial
support.

01

Apply Bank Loan

Get started with credit basics.

01

Apply Bank Loan

Get started with credit basics.

02

Approved Bank Loan

Get approved within 5 minutes.

02

Approved Bank Loan

Get approved within 5 minutes.

03

Receive Your Loan

Receive your loan within one business day.

03

Receive Your Loan

Receive your loan within one business day.

Enjoy our lowest intro APR for up to 21 months

0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension of up to 3 months with on-time minimum payments during the introductory and extension periods.

12.99% to 24.99% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.

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Expert team members

Meet our expert financial advisers,
they are here to help you.

Roxanne Bryant

Managing Director

Dominic Jefferson

Head of Marketing

Mercedes Baldwin

General Manager

Gertrude Keller

Commercial Manager

What they’re saying
about us

My relationship with Balboa Financial Bank keeps on growing. You have the most amazing team keep up the good work.

Sam Bedford

Fast and reliable service, with amazing transaction fees.

Cara Crockett